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Jean Fournier

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Bio Data

Jean Fournier is the Managing Director of the French branch of Global Aerospace. He joined Global Aerospace in April 2009 to open the French branch and to insure all classes of aerospace risks (airlines, airports, general aviation, manufacturers and space) as a leader on the French market. He is also in charge of innovation and new products for the entire Group. Prior to joining Global, Jean spent 19 years with Marsh, including 10 years as Head of the French Aviation & Space team and 3 years as Managing Director in charge of Innovation. In the early part of his professional life, he worked as MATRA (now Airbus) on military & space programmes. He accomplished his military duties as a research engineer at ONERA (French Aerospace Research Centre). Jean is a graduate engineer from the ENS d’Arts et Metiers, and holds a Master degree from the University of Stanford (CA) as well as a DESS in Finance from the University Paris I – Sorbonne. He is a licensed pilot and a non-executive member of the UVS International Board of Directors. Global Aerospace is the world’s leading aviation insurer and provides underwriting and claims expertise from its worldwide headquarters in London, UK and its network includes six offices in the United States, two offices in Canada and three continental European offices located in Cologne, Germany, Paris, France and  Zurich, Switzerland. Global Aerospace has been dedicated to the aerospace industry for over 85 years and underwrites insurance on behalf of some of the world’s largest and most secure insurers and reinsurers.


Abstract

On 26 August 2016, EASA has published the “Prototype Commission Regulation on Unmanned Aircraft Operations”. This text and its Explanatory Note have impacts on various insurance matters, in particular when considered in conjunction with Regulation (EC) No 785/2004. To be mentioned:

  1. The clarification of the Scope of Reg. 785/2004 on the meaning of model aircraft, which is most welcome.
  2. The questions related to the applicability to toys. Shouldn’t they be exempted the same way kites are?
  3. The requirement in respect of war and terrorism coverage. As the new regulatory approach is risk-based, why would aircraft with a MTOM of less than 500 kg, which are used for non-commercial purposes be exempted whereas the same aircraft or much lighter ones used for commercial purposes would have to purchase such coverage?
  4. Finally, in order to facilitate the enforcement of the regulation for the Open category by the local police, could we imagine standard insurance certificates with a format that would be recognised across the European Union, comparable to what currently exists for motor vehicle insurance?

The Prototype Regulation invites to address again the access of insurance professional to occurrence reporting information, as it is already the case in the US, in the interest of promotion of aviation safety. Insurers are still not listed as Interested Parties in Annex II of Regulation (EU) No 376/2014 on the reporting, analysis and follow-up of occurrences in civil aviation. This needs to be changed as the insurance community can play an important role in the dissemination of best practices as well as on incident and accident prevention. Last but not least, unmanned aircraft registration and identification are two topics of major interest to ensure proper indemnification of third parties that could suffer damages due to unmanned aircraft.